fbpx

CUSTOM REAL ESTATE SERVICES & NO DOWN PAYMENT HOME LOANS FOR HEALTHCARE WORKERS

Caring For The Caregivers Through Real Estate

Homebuying with less stress and money out of pocket for Denver healthcare professionals

returning your support

Serving Medical & Behavioral Health Professionals

MedicalPRO HOME offers a comprehensive approach to make homebuying more financially feasible and less stressful for medical and behavioral health professionals in the Denver metro area. The program brings together two halves of the real estate process, both of whom share a passion for offering meaningful support to our local healthcare professionals. Olivia Kunevicius of milehimodern pairs her real estate expertise with Todd Barrett from The Barrett Mortgage Team powered by Canvas Credit Union to create a streamlined experience for busy healthcare workers.   

If you or your co-borrower are currently employed within healthcare as a provider or support staff, you are eligible to take advantage of our comprehensive benefits.

TAILORED BENEFITS

What We Can Do For You

TARGETED FINANCING

Healthcare worker home loans with no down payment. 

PHYSICIAN HOME LOANS

Work with a local lender who understands your unique financial landscape as a physician. 

CLOSING COST CREDIT

$1,000 in total closing cost credit when buying a home.

STRESS-FREE PROCESS

We’ve streamlined the lending and buying process to remove stress so you can stay focused on what’s important to you.

FLEXIBLE SCHEDULING

Your availability comes first. We communicate and schedule around you, no matter what shift you’re working.  

CHILDCARE DURING SHOWINGS

For when you don’t want to bring the kids along – we offer 5 hours credit through Urban Sitter for childcare.

Get Started Today

Want to talk about your real estate goals?

want to learn about your loan options?

ready to start your mortgage application?

★★★★★

“Olivia & Todd rewrote what you would think the home buying process would be like. A task that is normally extremely stressful and downright dread-worthy became flawless & worry-free. MedicalPRO HOME helped my wife and I, an ER Nurse & an Emergency Physician, navigate this process. They allowed us to continue working our jobs knowing that everything was handled on the home front. I can’t say enough wonderful things about this team & program. We feel like we won the lottery with finding their help.”

 

-Bekah & Chelsea

A Passion To Give Back That Is Personal

Click to watch the personal story that inspired the creation of MedicalPRO HOME to show appreciation for the tremendous care that doctors, nurses, therapists and paramedics provided.

MAKING HOMEOWNERSHIP ATTAINABLE

Healthcare Worker Home Loans with No Down Payment

Take advantage of this unique opportunity to buy a home with no down payment required through Canvas Credit Union. If you do have funds to put towards a down payment, we offer the full array of mortgage loan products with very low fees and competitive interest rates. Our in-house underwriters understand the financial realities of healthcare professionals, including extensive student loan debt, which removes undo stress from the loan approval process. Contact us to discuss your specific situation.

  • GUIDELINES FOR ZERO DOWN PAYMENT MORTGAGE
  • Any property type (single family home, townhome, condo)
  • Must be primary residence 
  • Cannot own another property at time of closing
  • Low mortgage insurance
  • Buyer must contribute 1% of sale price which can be paid out of pocket, by gift funds, or seller credit
  • Very low closing costs
  • Financing through Colorado-based, Canvas Credit Union

tailored mortgage solutions

Physician Home Loans

Work with a mortgage lender who truly understands your unique financial landscape from complicated pay to extensive student loan debt. We are proactive in submitting your file for underwriting review upfront to avoid stressful surprises once under contract on a home.

  • 100% FINANCING UP TO $1M
  • 95% FINANCING UP TO $1.25M
  • 90% FINANCING UP TO $1.5M
  • No mortgage insurance
  • Use gift funds for down payment
  • Buyer must contribute 1% of sale price which can be paid out of pocket, by gift funds, or seller credit
  • Close prior to employment start date
  • Flexible with student loan debt
  • Financing through Colorado-based, Canvas Credit Union
  • Portfolio loan product, servicing remains with Canvas Credit Union

partner with us

Healthcare Employers & Recruiters

Offer your entire staff access to the full benefits provided through MedicalPRO HOME. Our goal is to offer healthcare employers a no-cost resource to help retain current clinicians and support staff through homeownership and to assist recruiters in attracting relocation candidates. We believe that by offering a meaningful housing benefit which makes homeownership more approachable, we can help retain the current healthcare workforce and grow future workforce in the Denver metro area.

work with us

Realtor Partner

Olivia Kunevicius | milehimodern

Olivia Kunevicius | milehimodern

c: 720-933-8499 | olivia@milehimodern.com

 

Olivia Kunevicius is an award-winning Realtor with milehimodern who has been working with both buyers and sellers throughout the Denver Metro area for the last 15 years. Her passion for giving back to healthcare providers was born from a recent experience which caused her to be intimately involved throughout multiple aspects of the medical world locally. Her sister, Jessica, suffered a cardiac arrest in 2017 at age 40 which led to a severe brain injury. She later was diagnosed with breast cancer which she fought for 3 years until her passing in June 2022. Olivia was right by her side throughout this experience as a primary caregiver, advocate, sister, and friend. Jessica was able to survive multiple devastating medical diagnoses over a 5.5 year journey due to the  exceptional and compassionate care that in-patient and out-patient medical staff provided. Olivia created the MedicalPRO HOME program to show the immeasurable gratitude that she has for doctors, nurses and therapists for consistently supporting her sister, her family, and herself. Olivia currently serves on the Patient & Family Advisory Council at St. Joseph Hospital in Denver and serves as a Peer Mentor at Craig Hospital in Englewood.

Lender Partner

Todd Barrett | Barrett Team Powered by Canvas Credit Union

Todd Barrett | Barrett Team Powered by Canvas Credit Union

c: 303-594-2866 | toddb@canvas.org | NMLS 957467

 

Denver native Todd Barrett is consistently rated and reviewed as one of the top mortgage professionals in Colorado. With over a decade of experience, he was named a Top 1% Producer Nationwide in 2020 and 2021 working hand in hand with clients in the Denver Metro area and across Colorado to tailor mortgage programs to meet long and short-term goals. Particularly adept at removing the fear and confusion from the homebuying and refinancing process, Todd helps buyers navigate the confusing mortgage market while guiding them to the best product for their specific situation. He specializes in a variety of loan programs but concentrates on helping our first responders including medical professionals, police, and firefighters.

★★★★★

“I had the privilege of working with Olivia for a year now and would highly recommend her as a realtor as well as utilizing her MedicalPro Home program. As a nurse for over 16 years I felt truly supported by Olivia and this program, it felt like someone was looking out for me and had my back in what can be a brutal market. Olivia is incredibly knowledgeable, trustworthy, and offers such great advice. If you are a healthcare professional I highly encourage you to utilize this amazing program!

-Julie

★★★★★

“Todd was fantastic to work with! He helped us get ready for the entire loan process and once we were ready to actually move forward it was so incredibly easy. He was able to help us so much and I would recommend him to anyone. He really is an amazing person to work with.”

-Elina

 

Get Started Today

Want to talk about your real estate goals?

want to learn about your loan options?

ready to start your mortgage application?

Let’s connect

Contact Us

10 + 15 =

milehimodern is a licensed Real Estate Brokerage Firm in the State of Colorado.

© 2024 MedicalPro Home. All rights reserved.